Wednesday, April 12, 2017

Costs Across Time (Homeownership)



Even with residential mortgage rates projected to rise, it’s always good to take a moment, look back and see that we are in good shape historically.

Back in the 1980s, interest rates were at an average of 12.7% (OUCH!) and on a $200k mortgage, that monthly payment would be around $2,166. Here in 2017, our average rate has been 4.10% – meaning the monthly payment on that same house is around $966. What a different a those interest rate points make. Check out the chart below to see the other periods of time and their related payment amounts.

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